Loan Programs

Scaling with Trophy Point Capital

"Trophy Point Capital was the first, well, the only lender who will give me a ground-up construction loan on a product to sell. That has enabled me to double my volume this year and we're just scaling from there." Thomas Lehmann, Property Solutions

Adding Value

"William at Trophy Point takes very good care of my clients. He guides them and communicates with them very effectively. What makes working with TP most valuable though is the communication William provides to me on a weekly basis on any issues that are coming up or delays so that I am able to quickly resolve and set realistic expectations to both sellers and buyers”  - Christie Mercer

Communication & Transparency

"What makes working with TP most valuable is the communication William provides to me on a weekly basis on any issues that are coming up or delays so that I am able to quickly resolve and set realistic expectations to both sellers and buyers." - Christie Mercer

This Matters While Trying to Scale

“Working with Trophy Point has been one of the smoothest parts of my entire fix-and-flip process. Once you're set up with them, everything is streamlined - minimal paperwork, transparent procedures, and straightforward steps for draws, construction payments, and loan servicing. They make hard-money lending feel easy.

I’ve completed around six flips with Trophy Point so far, and they’ve consistently been the least stressful and most reliable part of each project. My goal is to scale to 36 flips next year, and I fully intend to partner with Trophy Point every step of the way."

— John Navarro

A Long-Time Client Success Story

At Trophy Point, they're willing to consider many different types of non owner occupied deals, including development properties. They take the time to listen and ask questions so they truly understand each opportunity before they make their decision. I can also reach out and get answers to my questions very quickly and easily.

- Dicky Owen

A Fix & Flip Success Story.

For many years as a Real Estate agent, Sharon helped her clients get the best value for their money. She would often see great homes come to market that would make solid investment opportunities as a flix and flip, but she needed funds to purchase and rehab the properties. Initially, Sharon’s goal was to purchase 2-3 non-owner occupied properties a year to supplement her income as an agent. She was keenly aware in this competitive real estate market that if she wanted to purchase investment property, she needed to secure flexible funding quickly. After working with Trophy Point, Sharon doubled her goal by completing 6 projects in one year. No longer a ‘side hustle’ for her, she was able to grow her income and expand her business with Trophy Point.

A Career Transition Success Story.

Whether you serve in the military for 5 years or 25 years, every service member will eventually face the daunting task of transitioning to a new career. At Trophy Point, many of our clients successfully make that transition through real estate investments.  While on active duty, Andrew obtained his Real Estate license and began building experience through both fix and flip and rental properties. As he looked into scaling his portfolio, however, he often found that lenders would not fund his projects due to the small loan size and uncertainty of value, primarily because these lenders didn’t understand the value of the areas where these properties were being sold. As military members themselves, the owners of Trophy Point understood the areas surrounding the military bases in which Andrew was investing. Additionally, because Trophy Point does not have a minimum loan size, we were able to fund his projects, allowing him to scale from 4 to 34 deals in one year. Upon leaving active duty, Andrew was able to successfully make the transition into real estate investment as a full-time career. Thanks to the speed and flexibility offered by Trophy Point, Andrew is on target to complete over 45 deals this year.

A Full-Time Investor Success Story.

As a full-time real estate investor, Tom needed loans on a regular and ongoing basis, anywhere from 10-50 loans per year. While he loved to hunt for a new property and determine what would be a profitable fit for his portfolio, as his business grew, so did the demands. He now had a marketing and construction team to manage, which meant he had less time. Tom worked with several lenders but struggled to find the right fit, and changing lenders added time to his already busy schedule. Worse yet, he was losing deals in the process.  When Tom came to Trophy Point, his focus was on acquisition. We stepped in to evaluate his needs and created a custom loan product that allowed him to focus on what he loved most—growing his business. He needed a funding partner that offered exceptional speed and flexibility. With Trophy Point, Tom funded over $10M, closing more than 40 deals in his first year.