Fast Funding for Faster Builds
We keep your projects moving with fast draws, no permits required for initial funding,
and full support for modular construction.
Fast, reliable draw process that keeps your project on schedule.
In-house servicing for consistent, responsive support so you can focus on building.
We listen first. Our lenders take time to understand your specific goals and structure solutions that actually work for your deal.
Interested in renovating a property? Consider a Fix & Flip loan.
Other Loan Options.
Bridge Loans
Seamless financing for rental property, including large multi-family properties.
Fix & Flip
Financing to purchase and rehab investment properties.
Pre-Qualifier
Quick Calculator
Aren’t sure if you’ll qualify for a loan? Try our quick pre-qualification calculator tool before submitting an application.
If the calculator determines you are likely to get approval, fill out an application today. If it determines you may receive approval but more information is needed, contact us to schedule a chat! If the calculator determines a loan is unlikely to be approved at this time, check out our FAQs for more information on why a loan may not be approved and how you can work toward approval in the near future.
Unfortunately, we do not provide lending to your state. Please check our map to see which states we lend to.
Congrats!
Based on the info you provided your project seems like it is a good fit. Please apply here.
Congrats!
Based on the info you provided your project seems like it may be a good fit, but we would like more information. Please schedule a call.
Not at this time
Based on the information you provided, it seems like this is not a project we can currently fund. If circumstances change or you have further questions, please schedule time for a call.
Success Stories
Hear how we’ve helped other real estate property investors through their investment journey, whether starting with a single property or scaling a business across multiple properties.
Scaling with Trophy Point Capital
“Trophy Point Capital was the first, well, the only lender who will give me a ground-up construction loan on a product to sell. That has enabled me to double my volume this year and we’re just scaling from there.” Thomas Lehmann, Property Solutions
Adding Value
“William at Trophy Point takes very good care of my clients. He guides them and communicates with them very effectively. What makes working with TP most valuable though is the communication William provides to me on a weekly basis on any issues that are coming up or delays so that I am able to quickly […]
Communication & Transparency
“What makes working with TP most valuable is the communication William provides to me on a weekly basis on any issues that are coming up or delays so that I am able to quickly resolve and set realistic expectations to both sellers and buyers.” – Christie Mercer
Trophy Point Capital Locations
We provide loans for real estate investment properties across the United States.
To confirm if we provide loans in your area, review our lending location map. If your state is shaded, contact us or fill our our application today to get started!
Available
Unavailable
Trophy Point lends to the following U.S. states: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Indiana, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington
Let’s chat!
We look forward to chatting and answering any questions. Please pick a time that works best for you.
Book a one-on-one Chat
Connect directly with us for a 30-minute one-on-one chat. We look forward to answering any questions about your real estate investment loan needs. Simply choose a date to get started.
Pre-Qualification Calculator
If you want to first see if you qualify for one of our loan programs, try our Pre-Qualification Calculator tool and answer a few simple questions.
FAQs
Below are commonly asked questions about our loan options, requirements and process. If you still have questions , contact us! We’re here to help.
What States do you lend in?
Trophy Point lends across the United States. See our map to confirm if we lend in your state.
Does Trophy Point Require an Appraisal?
Unlike most of our competitors, we do NOT require an appraisal for 1-4 family buildings. We do require pictures of the property to understand the current condition.
Is there a minimum loan amount?
We do not have a minimum loan amount.
What documentation is required for the loan?
We require basic documentation to underwrite the borrower, the property, and the project. This includes an application; copies of bank statements (to verify proof of funds); property pictures; documentation on the business entity (Articles of Incorp, Operating Agreement, Certificate of Good standing, EIN); copies of leases (if applicable); renovation estimates; proof of insurance; and we will do a soft credit pull (to verify self reported credit score).
Do you have a prepayment penalty?
No. The sooner you repay, the more you save!
How much will you loan?
Trophy Point is an asset-based lender that can lend up to 90% of the purchase price, and 100% of rehabilitation funds.
How long are your loan terms?
Most of our loans have a term length between 3-12 months. At times we will do longer term loans (up to 18 months) if it makes sense for the borrower.
Are there any upfront costs or deposits?
We do not charge any upfront fees during the process. If you don’t close, you don’t pay!
Can I use Trophy Point to buy my personal residence?
Trophy Point is a commercial lender, meaning our loans are used for business purposes, rather than individual or personal interests. We do not provide funding for the purchase of any owner occupied residential properties. Our loans are strictly backed by non-owner occupied residential and commercial properties, and are issued to a business entity.
December 2, 2025
