Trophy Point is a private direct lender.
Trophy Point is a private direct lender focused on being the best capital partner for real estate professionals looking to grow their portfolio. We pride ourselves on flexible financing solutions that allow you to close quickly and hassle free. We provide short-term fix & flip financing and long-term rental financing for real estate investors.
Our loans can be used for the purchase or refinance of non-owner occupied residential properties, financing of a renovation project, and bridge funding.

Trophy Point lends to real estate professionals, military members & veterans, commercial contractors, developers & small business owners throughout the country.
Meet Our Team
Real people you can trust to move fast and help you through your real estate investment journey. As West Point graduates, we uphold the values instilled at the Academy and apply them to every loan we originate. Our integrity and commitment to your success are the foundation of how we operate every single day.
Learn more about our real estate investment experience below, or schedule a one-on-one chat today!
Samir Patel, CEO
Samir purchased his first hotel when he was just a junior at West Point. He now owns multiple hotel properties and real estate assets. After graduating from West Point, Samir successfully commanded troops in combat zones as a US Army Cavalry Officer, and served as a Chief Operations Officer in a 1,000-person organization. Today, in addition to being the Managing Partner at Trophy Point Capital, Samir teaches real estate entrepreneurship at Georgia State University, where he holds a Master’s Degree in Commercial Real Estate.
David Marold, President & COO
As partner, Dave oversees loan policies and procedures to ensure the overall quality of our lending portfolio, and is the primary driver of the credit culture and process that ensures a high-quality, low-risk loan portfolio. He also coordinates all due diligence and financial analysis of project plans. A West Point graduate with a degree in Economics and a graduate of Washington University —with a Master’s Degree in Finance and a Juris Doctorate —Dave offers a wealth of financial and legal knowledge to our team. He is a licensed member of the Missouri Bar Association, and also has over 12 years of personal experience in a variety of real estate properties.
Nicholas Cosmas, CFO
Also a West Point graduate, with a Master’s Degree in Political Geography from the University of Hawaii and a Master’s Degree in Engineering Management from Missouri University, Nick is responsible for the daily management of our firm. He provides oversight and administration of our Real Estate, Consumer and Commercial loan portfolio, identifying financing and capital sourcing, as well as origination and servicing of the entire loan book. Nick brings over 12 years of experience in management systems at small, medium, and large enterprises to our firm. He specializes in aligning business strategy, design, and risk management with daily operations in order to support our growth objectives.
Let’s chat!
We look forward to chatting and answering any questions. Please pick a time that works best for you.
Connect directly with us for a 30-minute one-on-one chat. We look forward to answering any questions about your real estate investment loan needs. Simply choose a date to get started.
Career Opportunities
Interested in working with us? Browse below for our current career opportunities. We are always looking for partners. Visit our partner page to learn more about our broker, deal and referral programs
JOB DESCRIPTION:
- Serve as the main advocate for our borrower clients to obtain real estate debt financing from Trophy Point.
- Originate collateral backed, real estate lending arrangement for Trophy Point.
- Work with underwriting team to approve loans.
- Ensure we don’t lose money on deals you help originate.
YOUR SKILLS & EXPERIENCE:
- You have flipped or bought single family and/or multifamily real estate previously and you have a genuine interest in real estate transactions.
- You also know how hard money loans are structured and can properly communicate terms to a client.
- You also understand the pillars of excellent customer service by being responsive and able to listen closely to your clients’ needs.
- Recognize this is a fast paced environment and you have experience with tight deadlines and working within a team.
COMPENSATION:
- Salary + commissioned
- Salary serves as advance on commissions
- Unlimited earning potential
To apply: please send resume or cover letter outlining real estate, lending and sales experience to [email protected].
Trophy Point Capital April 15, 2024